Unlock a BETTER
Mortgage rate



We are part of the IMS Financial Services family. With an experienced team of advisers we offer an impartial and unbiased service with an in depth knowledge of Switching Mortgages. We pride ourselves in finding the best Switcher Mortgage Products with the most competitive rates.


Confused about Switching

The Mortgage Switcher market is wide and varied. Most Mortgage Providers want your business and they offer all kinds of incentives to those looking to switch their mortgage, but, which switcher mortgage package is best suited to your particular financial needs? 

Let us help you unlock a better Mortgage rate

When it comes to Switching Mortgages you'll want somebody who can cut through the jargon & offers to get the best rate for you. That is where we come in, at SwitchingMortgages.ie we search for the best mortgage switcher terms and conditions for our clients.

We'll take you through the process

We have a wealth of knowledge and experience in dealing with Clients who want to Switch Mortgages and Mortgage providers. It is our policy to spend some time getting to know our clients and their individual Financial needs.

Finding you the best switcher rate and mortgage

We hold agencies with all major Irish mortgage providers. This means we are not tied to any one provider and can therefor offer a unbiased & impartial switcher service, negotiating on your behalf with multiple mortgage providers offering varied mortgage switcher packages.

Allowing you to enjoy the savings

A Mortgage is usually the largest financial commitment most of us will ever undertake. For those that are nearing the end of long-term fixed rates or on old interest rates could possibly save thousands over the remaining term of their mortgage by switching to a better rate.

Use our Mortgage Switcher Calculator

To see what you could potentially save by switching. 

Some things to consider

Loan to Value (LTV)

Your LTV rate can change based on the amount outstanding reducing and your house value changing up or down. This can be a huge factor in securing a new Mortgage rate.

Fixed rate mortgage

If you are locked into a fixed rate with your current lender and you opt out of it early, there may be a breakage cost to pay. This can vary from lender to lender.

Mortgage Balance

The balance outstanding on your current mortgage will be a determining factor when looking to switch mortgages. Both minimum and maximum mortgage terms can apply if you are switching.

Some of our mortgage partners


Phone: 056 77 56122
Phone: 052 61 21471
Phone: 091 395232
Phone: 01 68 53799